Thursday, February 20, 2014

How to mentally prepare yourself for weight loss
 
1.  Write down your weight loss goal.  Ask yourself why you want to lose weight?  Is it because you just can't stand the way you look with your clothes off?  Do you feel tired and lethargic?  Is it health issues and your Dr. says you must lose 30 pounds?  Getting excited about the real weight loss is truly the highest motivation! 
 
2.  Get the experts to help you!  Hire a dietician to put you on the correct food that will allow you to follow a diet without feeling confused.  The reason most people fall off the wagon is because they have not chosen the correct diet plan.  Dieting is a long-term life changing experience.  You don't change your diet just to lose weight, it is also for your future. 
 
3. Write it down.  At the beginning of each week, create a meal plan for your diet that you’ll use as your guide for grocery shopping, cooking, eating out, and avoiding unplanned indulgences. “Having that plan helps you reach for the right foods,” Newgent says. If you know you’ll be meeting friends for dinner at a restaurant, Bauer suggests going online to look at the menu. Plan what you will order to avoid being tempted when you get there. Pick two healthy entrees, she says, so that if the restaurant is out of your first choice, you’re not stuck.
 
4.  Invest in a personal trainer.  I cannot emphasize the importance of a personal trainer on your side.  You will not only feel accountable to that person, but she/he will constantly motivate you to meet your goals and reward you in their own way.  You will have a mapped out training plan that will guide you to meet your goals.  Put every training session on a calendar just like you would a dr. or dentist appointment.  You are less likely to skip it or miss it by writing it down on a calendar. 
 
5.  Prepare to log your food and activities.  Tracking your food and activities only leads to success!  you will be amazed how aware you will become about food and exercise.  You will learn because of the knowledge that is gained during this process.  Patterns and routine will become natural to you.  That is part of disciplining your body, mind and soul. 
 
6.  Setting realistic weight loss goals and timetables.  Your Personal Trainer will help you understand how and why to set realistic goals.  You can't just run a marathon without first walking a mile.  It takes time for your body and mind to adapt to a new lifestyle. 
 
7.  Believe in yourself!  You can do it!  Recognize that weight loss rarely occurs in a straight line, and if you overeat one day, don’t berate yourself — just get back on your program at the very next meal.
 
8. Reward yourself.  When you have met your first weight loss goal, you need to take a moment and give yourself something special.  I am not talking about your favorite bakery.  You are changing your lifestyle, do not go back to old habits.  Maybe you wanted to have a massage or that new purse?
 
9.  Have a team of supporters.  Family, Friends, co-workers, a group that you may want to join.  Anything with a team spirit to support your weight loss goals is much better and you will have accountability to them.  Maybe you and a friend want to lose weight together, try emailing each other weekly with results.  Make a pact with each other to text one another daily to help stay on track.

Wednesday, February 19, 2014


For The Health of it

Shorter workouts are better than longer workouts.

Can it be true?

Researchers at the University of Copenhagen’s Department of Biomedical Sciences say yes.

In their recent study, those who exercised just 30 minutes a day were able to lose nearly 25 percent more weight than those who performed 60-minute workouts.

Professor Bente Stallknecht summed it up: “We combined data from biomedical studies of the subjects’ bodies with ethnological data on their experiences during the 13-week trial period. This enabled us to explain the background for the surprising fact that 30 minutes of daily exercise is just as beneficial as a full hour of hard fitness training.”

And that’s not all.

When the 60 overweight men who participated in the 13-week study were asked how the workouts affected them, those who exercised the least not only lost more weight, they also reported higher energy levels, motivation, and desire to maintain a healthy lifestyle.

                              Here’s a terrific workout to enjoy while skiing.

No need to ski fast or do tough moguls for this one.

Simply changing leg positions is all that’s needed for an amazing leg workout.

Start out by keeping your knees slightly bent as you ski. After a few hundred feet, bend your legs even more. You’ll lower your body just a few inches below where you started.

Hold your legs in this position for at least 2 to 3 minutes, and then return your legs to the starting position.

The more your legs approach the straight up-and-down position, the less resistance and easier it is; the more you bend your legs and lower your body, the harder it will be.

Do combinations of low resistance with minimal leg bend to high resistance with lots of leg bend for a day on the slopes your legs and body will not soon forget.

Monday, February 17, 2014

 
 
 
 
3 Technologies Changing P&C Insurance Distribution
 
Senior editor, Insurance & Technology tells us that:

The P&C industry is incredibly competitive, with companies big and small fighting for market share. Here are some of the technologies they're using to help differentiate their sales processes.

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and tags:  Distribution, P&C, Mobile, Underwriting, Agent/Broker, Celent, Progressive, Nationwide

If there's one word that defines the personal lines auto industry right now, it's "competition." The insurance category is among the most-advertised products in the country, with players big and small trying to distinguish themselves from the crowd and draw market share away from one another.

This article clearly defines our roll as agents in the small business world.  We have to work harder and smarter.  The insurance world is changing so rapidly that if you are not willing to change with it and be flexible you will fail. 

I am going to have to get my technology rolling and put my name on the world wide web so that when a consumer sees my site, it stand out and they will send me a request for insurance.

"The mobile traffic to our website is just exploding -- it's up 25% just from August 2012 to March of this year," Jauchius says. "We've had some time now to identify the top customer transactions -- pay your bill, view your ID card, file a claim -- but where we're taking mobile is fully enabling quoting and binding." 

This is just a fact of life.  If your agency is still waiting for a phone call, you are going to be waiting a long time.  Then you will fail.  You need to have the technology that will bring the customer back to you after they have gotten all of their data required to make an intelligent decision. 

"Consumers want to meet with an agent face to face when they buy, but the rest of the time they're going to want to get updates and interact with you digitally," Hanley says. "And before they buy, they want to go get ratings and reviews on agents. We offer that as part of our program, and we've found that you're better off having a 2.5 [out of five] rating than nothing at all. It indicates you're willing to listen to customers."